Finance a BMW in Fremont, CA

BMW of Fremont's finance department is your go-to local BMW financial services in the San Jose, Hayward, Union City, and Milpitas areas for your new, used, and Certified Pre-Owned BMW models.

Regardless of credit score, we are the premier BMW dealership to help you finance, loan, or refinance your car to adjust the month term of the contract. Get excited! You're just steps away from approved car financing!

BMW Specials and Lease Deals Near Me

Leases and loans on cars, trucks, and SUVs are simply two different methods of auto financing, and we've found that each one has its own pros and cons.

When choosing a BMW lease, there are both benefits and drawbacks:
  • More affordable
  • Save money on your car insurance
  • May require additional repairs not covered by the dealership

  • More costly or difficult to customize your pre-owned car

When buying a new BMW, there are both benefits and drawbacks:
  • You're the first driver in your new BMW
  • You can customize your new BMW coupe, convertible, or SUV
  • New cars' MSRP is more expensive

  • Auto insurance for new cars is more expensive

Visit us online or stop by the dealership to see what offers and specials we have available for a lease to keep monthly payments low.

How To Finance a BMW Vehicle

Whether you are looking to lease or buy a BMW 3 Series, BMW Z4, or BMW X5, the team in our Finance Center works closely with all types of credit, and any related issues to help you qualify for an auto loan.

While your monthly payments and interest rates will vary, we'll do the work to find a lender and financing options that work for you. Apply for BMW financing today with our quick and secure online application, or give us a call at (510) 224-4820 to schedule an appointment with one of our BMW Finance Center team members.

We'll Buy Your Car at BMW of Fremont

Trading in a financed vehicle is very common; however, If you are underwater with your current auto loan (you owe more than your car is worth) or current lease, the negative equity or late payments will be added to the new car loan.

If you are not underwater, the remaining car loan balance will simply be deducted from the value of your trade-in and help cover most of, if not all, of your down payment. No matter what, we will buy your car from you even if you don't buy your next vehicle from us.

Visit BMW of Fremont in Fremont, CA

Our team of knowledgeable and experienced finance specialists understands your vehicle is an investment and an integral part of your life. Making sure you are excited to receive the keys to your new vehicle, without any financial worries, is our ultimate goal.

Skip the other automotive dealer websites and visit our showroom in-person at 5720 Cushing Pkwy. We are open from Monday to Saturday, from 9 a.m. to 6 p.m. We're closed on Sunday. Give us a call at (510) 224-4820 to schedule a test drive and check out our Finance Center.


  • Monday - Friday 8:00 AM - 6:00 PM
  • Saturday 8:00 AM - 5:00 PM
  • Sunday Closed